The OECD.AI Policy Navigator

Our policy navigator is a living repository from more than 80 jurisdictions and organisations. Use the filters to browse initiatives and find what you are looking for.

Policies That Regulate FinTech Innovation


Added by:   National contact point
Added on:   09 Jul 2025
Updated by:   OECD analyst
Updated on:   25 Dec 2025

The increased use of data and ML algorithms in financial products and services can empower the American people by helping them make more informed decisions about their short-term and long-term financial goals.

Name in original language

Policies That Regulate FinTech Innovation

Initiative overview

The initiative has the following objective(s):To unleash innovation in the financial sector that drives competition that lowers prices and provides consumers with more and better products and services.To expand access to the benefits of the financial system for Americans of all backgrounds.

Name of responsible organisation (in English)

Consumer Financial Protection Bureau (CFPB)

About the policy initiative


Organisation:

  • Consumer Financial Protection Bureau (CFPB)

Category:

  • Regulations, guidelines and standards

Initiative type:

  • Guidance document (instructions on how to implement a law, regulation, policy or other rule)

Status:

  • Active

Start Year:

  • 2018

Binding:

  • Non-binding

Other relevant urls: