AI Voice Cloning Used for Fraudulent Scams

Thumbnail Image

The information displayed in the AIM should not be reported as representing the official views of the OECD or of its member countries.

Starling Bank in the UK warns that AI can clone voices using just 3 seconds of audio from social media, enabling fraudsters to deceive victims' friends and family into transferring money. A survey revealed over a quarter of respondents were targeted by AI voice scams in the past year.[AI generated]

Why's our monitor labelling this an incident or hazard?

The article describes actual scams in which an AI system (voice‐cloning technology) was used to commit fraud, directly harming victims by impersonating their voices and defrauding them. This constitutes realized harm through the development and misuse of an AI system, meeting the definition of an AI Incident.[AI generated]
AI principles
Privacy & data governanceTransparency & explainabilityRobustness & digital securitySafetyAccountabilityRespect of human rightsHuman wellbeingDemocracy & human autonomy

Industries
Financial and insurance servicesDigital securityMedia, social platforms, and marketing

Affected stakeholders
Consumers

Harm types
Economic/PropertyPsychologicalHuman or fundamental rightsReputational

Severity
AI incident

AI system task:
Content generation


Articles about this incident or hazard

Thumbnail Image

Kẻ lừa đảo chỉ cần 3 giây để sao chép giọng nói bằng AI

2024-09-26
TUOI TRE ONLINE
Why's our monitor labelling this an incident or hazard?
The article describes actual scams in which an AI system (voice‐cloning technology) was used to commit fraud, directly harming victims by impersonating their voices and defrauding them. This constitutes realized harm through the development and misuse of an AI system, meeting the definition of an AI Incident.
Thumbnail Image

Cảnh báo: Những kẻ lừa đảo chỉ cần 3 giây để sao chép giọng nói bằng AI

2024-09-26
bnews.vn
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI being used to clone voices from short audio clips, which scammers then use to impersonate victims and conduct fraudulent calls. This use of AI directly leads to harm through financial scams and deception, affecting individuals and their communities. The involvement of AI in the development and use of voice cloning technology is central to the incident, and the harm is realized as people have already been targeted and defrauded. Therefore, this qualifies as an AI Incident under the framework, as it involves direct harm to people facilitated by AI systems.
Thumbnail Image

Những kẻ lừa đảo chỉ cần 3 giây để sao chép giọng nói bằng AI

2024-09-27
Đọc báo tin tức, tin mới Ngày nay Online
Why's our monitor labelling this an incident or hazard?
The event involves AI systems that clone voices from brief audio samples to impersonate individuals in phone scams, leading to actual financial harm to victims. The article reports that over a quarter of surveyed people have been targeted by such AI voice scams, indicating realized harm. The AI system's role is pivotal in enabling the scam through realistic voice replication. This meets the definition of an AI Incident, as the AI's use has directly led to harm to people through fraud and deception.
Thumbnail Image

AI voice cloning scam warning issued by bank

2024-09-17
ITV Hub
Why's our monitor labelling this an incident or hazard?
The event involves the use of an AI system (voice cloning technology) that has been used by criminals to commit fraud, which constitutes harm to people (financial harm and potential emotional distress). Since the scam attempts are already happening and people have been targeted, this is a realized harm caused indirectly by the AI system's use. Therefore, this qualifies as an AI Incident due to the direct link between AI-enabled voice cloning and the resulting fraud harm.
Thumbnail Image

This bank says 'millions' of people could be targeted by AI voice-cloning scams

2024-09-18
NewsChannel 3-12
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI systems used to clone voices from short audio samples, which are then used maliciously to scam people. This use of AI has directly led to harm in the form of financial fraud targeting individuals, fulfilling the criteria for an AI Incident due to realized harm (fraud and financial loss) caused by AI misuse. The involvement of AI in the scam is clear and the harm is materialized, not just potential.
Thumbnail Image

Scam warning: Criminals use AI voice cloning to imitate family and friends to ask for cash

2024-09-17
GB News
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions the use of AI voice cloning technology to imitate voices and deceive victims into sending money, which constitutes direct harm to people (financial harm). The AI system's use is malicious and directly causes harm, fitting the definition of an AI Incident involving violation of property rights (financial loss) and harm to individuals. Therefore, this is classified as an AI Incident.
Thumbnail Image

Rampant AI Voice Cloning Scams Alert Issued by Bank - Internewscast Journal

2024-09-19
Internewscast Journal
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning technology being used in scams that have already affected hundreds of people, with 28% of UK adults reporting being targeted. This constitutes direct harm to individuals through fraud, which falls under harm to persons or communities. The AI system's use is central to the scam's success, making this an AI Incident rather than a hazard or complementary information. The bank's warning and recommendations are responses to an existing incident, not just potential future harm.
Thumbnail Image

UK Bank Warns Of AI Voice Cloning Scams Targeting Millions

2024-09-19
NDTV
Why's our monitor labelling this an incident or hazard?
The event explicitly involves AI systems used for voice cloning, which are employed maliciously to commit scams causing financial harm to people. The harm is realized and widespread, meeting the criteria for an AI Incident as the AI system's use has directly led to injury (financial harm) to groups of people. The bank's warning and survey data confirm the harm is occurring, not just a potential risk.
Thumbnail Image

Warning social media videos could be exploited by scammers to clone voices

2024-09-18
The Guardian
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning used by scammers to impersonate people and commit fraud, which has directly led to financial harm to individuals and companies. The involvement of AI in generating fake voices and deepfake videos is central to the scams described. Since the harm (financial fraud) has already occurred and is directly linked to the AI system's use, this qualifies as an AI Incident under the framework, specifically harm to persons/groups through fraud and violation of rights.
Thumbnail Image

Millions of people could be caught out by AI voice imitation scams

2024-09-17
Daily Mail Online
Why's our monitor labelling this an incident or hazard?
The event involves the use of AI voice cloning systems to commit fraud, which has directly caused financial harm to individuals. The article provides evidence that millions have been targeted and some have fallen victim, fulfilling the criteria for an AI Incident due to realized harm (a). The AI system's role is pivotal as it enables the creation of convincing voice deepfakes used in the scam. Hence, this is an AI Incident rather than a hazard or complementary information.
Thumbnail Image

AI voice cloning scam warning issued by bank

2024-09-17
Daily Mail Online
Why's our monitor labelling this an incident or hazard?
The event involves AI voice cloning technology used by fraudsters to imitate voices and attempt scams, which is an AI system use case. The article focuses on warning the public about the risk and advising preventive measures, indicating a credible potential for harm (financial scams). Although some survey respondents believe they have been targeted, the article does not provide concrete evidence of a specific AI-driven scam incident causing harm. Hence, it does not meet the threshold for an AI Incident but clearly represents an AI Hazard due to the plausible risk of harm from AI-enabled voice cloning scams.
Thumbnail Image

Millions of people could be caught out by AI voice imitation scams

2024-09-17
Daily Mail Online
Why's our monitor labelling this an incident or hazard?
The event involves the use of AI voice cloning systems to commit scams that have already affected millions of people, causing direct harm through financial fraud and deception. The AI system's use is central to the harm, fulfilling the criteria for an AI Incident. The article details the nature of the harm, the AI system involved, and the impact on victims, thus it is not merely a potential risk or complementary information but a clear AI Incident.
Thumbnail Image

How to avoid falling victim to an AI deepfake voice scam

2024-09-19
Yahoo News UK
Why's our monitor labelling this an incident or hazard?
The article explicitly discusses AI deepfake voice cloning technology being used maliciously to scam individuals, leading to financial harm and emotional manipulation. The AI system's use in creating realistic voice clones is central to the scam's success, thus directly causing harm to people. This fits the definition of an AI Incident, as the AI system's use has directly led to harm to persons (financial loss and emotional harm).
Thumbnail Image

This bank says 'millions' of people could be targeted by AI voice-cloning scams

2024-09-19
Yahoo! Finance
Why's our monitor labelling this an incident or hazard?
The event explicitly involves an AI system (voice-cloning AI) used maliciously to commit scams that have already caused harm to people financially. The harm is realized and ongoing, as evidenced by the survey data and the bank's warnings. Therefore, this qualifies as an AI Incident because the AI system's use has directly led to harm to persons (financial fraud and deception).
Thumbnail Image

AI voice cloning scam warning issued by bank

2024-09-17
The Independent
Why's our monitor labelling this an incident or hazard?
The event involves the use of an AI system (voice cloning technology) in the malicious use context, leading directly to harm (financial fraud) against individuals. The scam has already been realized as indicated by survey responses and warnings, fulfilling the criteria for an AI Incident. The AI system's use in cloning voices to deceive and defraud people constitutes a direct link to harm (a) injury or harm to persons, specifically financial harm and potential emotional distress. Therefore, this event qualifies as an AI Incident.
Thumbnail Image

Warning as 'simple' social media post could see scammers target your family

2024-09-18
Mirror
Why's our monitor labelling this an incident or hazard?
The article explicitly describes the use of AI voice cloning technology to commit fraud by mimicking voices from social media recordings, leading to scam attempts against individuals' families and friends. This constitutes direct harm (fraud, financial loss, violation of rights) caused by the use of an AI system. The harm is realized, not just potential, as survey data shows people have been targeted. Therefore, this event qualifies as an AI Incident under the framework.
Thumbnail Image

Money blog: Britons warned against posting their voice online - as celebrity joins AI scam campaign

2024-09-19
Sky News
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning technology being used by scammers to impersonate a celebrity's voice and deceive victims into sending money. The harm (financial loss due to scams) is occurring and has affected many people, as supported by survey data. The AI system's use is malicious and directly leads to harm. The campaign and warnings are responses to this ongoing AI Incident. Hence, the event qualifies as an AI Incident due to realized harm caused by AI misuse.
Thumbnail Image

AI Cloning Hoax Can Copy Your Voice in 3 Seconds -- and It's Emptying Bank Accounts. Here's How to Protect Yourself.

2024-09-18
Entrepreneur
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions the use of AI voice cloning technology to commit fraud, which has already resulted in hundreds of cases and financial harm to victims. The AI system's development and use have directly led to violations of property and harm to individuals' financial security. Therefore, this qualifies as an AI Incident under the framework because the AI system's use has directly caused harm. The bank's advice is a response to the incident, not the main focus of the article, so this is not merely complementary information.
Thumbnail Image

How can your social media audio be faked?

2024-09-20
The Express Tribune
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning technology being used to create fake voice recordings for fraudulent purposes, which has directly led to financial harm to individuals and their families. This constitutes an AI Incident because the AI system's use has directly caused harm through deception and financial fraud. The presence of realized harm (people being targeted and potentially scammed) and the direct link to AI voice cloning technology meets the criteria for an AI Incident.
Thumbnail Image

The widespread scam half of us don't even know is possible

2024-09-17
Metro
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions the use of AI to clone voices from short audio samples, enabling scammers to convincingly impersonate loved ones and request money. This has led to actual financial fraud incidents affecting a significant portion of the UK adult population, constituting harm to individuals (harm to persons). The AI system's use is central to the scam's effectiveness and the resulting harm, meeting the criteria for an AI Incident. The article also discusses awareness and prevention campaigns but the primary focus is on the realized harm caused by AI-enabled voice cloning scams.
Thumbnail Image

Fraudsters using AI to replicate speech of family and friends to beg for cash

2024-09-18
Daily Star
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning technology being used by scammers to replicate voices and deceive victims into sending money. This is a clear case where the AI system's use has directly caused harm to people (financial loss), fulfilling the criteria for an AI Incident. The harm is realized and ongoing, not just a potential risk. Therefore, the event is classified as an AI Incident.
Thumbnail Image

PSA: AI-generated voice cloning scams are on the rise - secret code recommended - 9to5Mac

2024-09-18
9to5Mac
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI-generated voice cloning technology being used maliciously to impersonate voices and scam people out of money. The harm is direct and realized, as victims are targeted and potentially deceived into sending money. This fits the definition of an AI Incident because the AI system's use has directly led to harm to persons through fraud. The recommendation of secret codes is a mitigation measure but does not change the classification.
Thumbnail Image

'Catch millions out': The phone call that could drain your bank account

2024-09-20
7NEWS.com.au
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI systems used to clone voices from brief audio samples, enabling scammers to impersonate individuals and request money fraudulently. Hundreds of people have already been affected, indicating realized harm. The AI system's use is central to the scam's success, directly leading to financial harm. This fits the definition of an AI Incident as the AI system's use has directly led to harm to persons (financial fraud).
Thumbnail Image

All UK families urged to set up 'safe phrase' as new type of scam emerges

2024-09-18
Manchester Evening News
Why's our monitor labelling this an incident or hazard?
The event involves the use of an AI system (voice cloning technology) in the malicious use phase, where scammers exploit AI to clone voices and commit fraud. This has directly led to harm to people through financial scams. Therefore, this qualifies as an AI Incident because the AI system's use has directly caused harm. The article also includes advice on mitigation, but the primary focus is on the realized harm from the scam.
Thumbnail Image

One in five Scots targeted with AI voice clone scams as bank issues warning

2024-09-18
Daily Record
Why's our monitor labelling this an incident or hazard?
The article explicitly states that AI voice cloning technology is used by fraudsters to imitate voices and scam people, leading to financial harm and fraud attempts. The harm is realized and widespread, affecting over one in five adults in Scotland. The AI system's use in cloning voices is central to the scam's success, fulfilling the criteria for an AI Incident involving harm to persons (financial and emotional harm) and communities. The warnings and advice from banks and officials further confirm the recognition of this as an ongoing incident rather than a potential hazard or complementary information.
Thumbnail Image

How to avoid falling victim to an AI deepfake voice scam

2024-09-19
AOL.com
Why's our monitor labelling this an incident or hazard?
The article explicitly discusses AI deepfake voice cloning technology being used maliciously to scam people, resulting in actual financial harm. The AI system's development and use in voice cloning is central to the scam's success, making it an AI Incident. The article also provides advice on how to detect and avoid such scams, but the primary focus is on the realized harm caused by AI-enabled voice cloning scams.
Thumbnail Image

Starling warns of rise in voice cloning scams

2024-09-19
Finextra Research
Why's our monitor labelling this an incident or hazard?
The event involves the use of AI voice cloning technology to commit scams, which has directly caused harm to people financially and emotionally. The article reports that a significant portion of UK adults have been targeted by such scams, indicating realized harm. Therefore, this qualifies as an AI Incident because the AI system's use has directly led to harm to persons and communities through fraudulent activity.
Thumbnail Image

Starling Bank: AI threatens millions of bank accounts globally | Al Bawaba

2024-09-20
Al Bawaba
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning technology being used by fraudsters to impersonate victims' friends and family to request money, which has already resulted in financial harm to many individuals. The involvement of AI in the scam is clear, and the harm (financial fraud) is realized and widespread. This fits the definition of an AI Incident as the AI system's use has directly led to harm to persons (financial loss).
Thumbnail Image

'Catch millions out': The phone call that could drain your bank account

2024-09-21
The West Australian
Why's our monitor labelling this an incident or hazard?
The event explicitly involves AI systems used for voice cloning to commit scams that have already caused harm to people by enabling fraudulent financial requests. The AI system's use directly leads to harm (financial loss and potential emotional distress), fulfilling the criteria for an AI Incident. The harm is realized, not just potential, as hundreds have been affected and millions are at risk.
Thumbnail Image

AI-Driven Voice-Cloning Scams Could Affect Millions, UK Bank Warns - The Trent

2024-09-19
The Trent
Why's our monitor labelling this an incident or hazard?
The article clearly states that AI voice-cloning technology is being used maliciously to commit scams that have already caused harm to hundreds of people, with potential to affect millions. The AI system's use directly leads to financial harm through deception. This fits the definition of an AI Incident because the AI system's use has directly led to harm to persons and communities. The involvement of AI is explicit and central to the harm described. The article also discusses preventative measures and awareness but the primary focus is on the realized harm caused by AI-enabled scams.
Thumbnail Image

Scammers Can Clone Your Voice to Trick Your Loved Ones

2024-09-20
The Tech Report
Why's our monitor labelling this an incident or hazard?
The event involves the use of AI voice cloning systems to commit fraud, directly leading to financial harm to individuals, which qualifies as harm to persons (a). The AI system's use in these scams is central to the harm occurring. Therefore, this is an AI Incident. The article also mentions responses and recommendations, but the main subject is the realized harm from AI-enabled voice cloning scams.
Thumbnail Image

UK Bank Reveals 28% Of Adults Have Fallen Victim To AI Voice Scam: 'It Can Clone Your Voice In 3 Seconds And Empty Out Your Bank Account'

2024-09-19
International Business Times UK
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI systems used to clone voices with as little as three seconds of audio, which criminals exploit to scam people out of money. This use of AI directly leads to financial harm to individuals, fulfilling the criteria for an AI Incident under harm to persons and communities. The involvement of AI in the scam's operation and the resulting realized harm from these scams justify this classification.
Thumbnail Image

Starling Bank warns of AI voice cloning scams

2024-09-20
Local News for British Asian and Indian Community in London
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI voice cloning technology being used by scammers to impersonate people and commit fraud, which constitutes direct harm to individuals (financial harm). The AI system's use is central to the scam's effectiveness, fulfilling the criteria for an AI Incident. The harm is realized, not just potential, as millions are at risk and many have already been targeted. The article focuses on the incident and its consequences rather than just a general warning or future risk, so it is not merely Complementary Information or an AI Hazard.
Thumbnail Image

This bank says 'millions' of people could be targeted by AI voice-cloning scams

2024-09-18
WAAY TV 31
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions the use of AI systems for voice cloning that have directly led to financial scams targeting people, causing harm to individuals. The harm is realized and ongoing, with hundreds already affected and millions potentially at risk. This fits the definition of an AI Incident, as the AI system's use has directly led to harm to people (financial injury) through fraudulent calls. The involvement of AI in the development and use of voice cloning technology for scams is clear and central to the event.
Thumbnail Image

Bank issues scam warning as 46 per cent of people don't know it even exists

2024-09-17
Somerset County Gaz
Why's our monitor labelling this an incident or hazard?
The article explicitly describes the use of AI voice cloning technology by criminals to impersonate individuals and scam their contacts, which is a direct harm to people (financial fraud). The harm is realized as people have been targeted and potentially scammed, fulfilling the criteria for an AI Incident. The involvement of AI in the scam method is clear and central to the harm described. The article also discusses mitigation advice but the primary focus is on the existing harm caused by AI-enabled scams.
Thumbnail Image

AI voice cloning scam warning issued by bank

2024-09-17
Somerset County Gaz
Why's our monitor labelling this an incident or hazard?
The article explicitly mentions AI-enabled voice cloning technology being used by criminals to imitate voices from social media videos and scam people by requesting urgent money transfers. The harm is financial fraud, which is a significant harm to individuals. The AI system's use is malicious and has already resulted in harm, as indicated by survey data showing people have been targeted and some would comply with scam requests. This fits the definition of an AI Incident where AI use has directly led to harm to people (financial harm).
Thumbnail Image

The widespread scam half of us don't even know is possible - Business Telegraph

2024-09-18
Business Telegraph
Why's our monitor labelling this an incident or hazard?
The event involves the use of an AI system (voice cloning AI) to perpetrate scams that have directly led to financial harm to individuals, fulfilling the criteria for an AI Incident. The scam uses AI-generated voice replicas to deceive victims, causing harm to people (financial loss) and communities (widespread fraud). The article reports that many people have already been targeted and some have fallen victim, indicating realized harm rather than just potential risk. Therefore, this qualifies as an AI Incident rather than a hazard or complementary information.
Thumbnail Image

Warning: The AI Voice Scam Epidemic Sweeping the UK - How to Protect Yourself from the Latest Cyber Threat - News Directory 3

2024-09-19
News Directory 3
Why's our monitor labelling this an incident or hazard?
The article explicitly describes the use of AI voice generation systems to create convincing fake voices for fraudulent calls and messages, leading to financial scams targeting individuals. The harm is direct and realized, as evidenced by survey data showing a significant portion of the UK population has been targeted. The AI system's use is central to the harm, fulfilling the criteria for an AI Incident involving violations of rights and harm to communities through fraud and deception.
Thumbnail Image

This bank says 'millions' of people could be targeted by AI voice-cloning scams

2024-09-18
Aol
Why's our monitor labelling this an incident or hazard?
The event involves the use of an AI system (voice-cloning AI) in the malicious use context, where scammers exploit AI-generated voice replicas to deceive victims and cause financial harm. The harm is direct and realized, as hundreds have already been targeted and potentially defrauded. This fits the definition of an AI Incident because the AI system's use has directly led to harm to people (financial and psychological harm from scams). The article does not merely warn of potential harm but reports ongoing incidents and impacts, so it is not an AI Hazard or Complementary Information. Therefore, the classification is AI Incident.